Your new financial advisor is Harold Pollack's 4×6" index card

Rob Beschizza 7:39 am Tue Sep 17, 2013

Max your 401k or equivalent employee contribution

Buy inexpensive, well diversified mutual funds such as Vanguard Target 20XX funds

Never buy or sell and individual security. The person on the other side of the table knows more than you do about this stuff

Save 20% of your money

Pay your credit card balance in full every month

Maximize tax-advantages savings vehicles like Roth, SEP and 529 accounts.

Pay attention to fees. Avoid actively managed funds.

Make financial advisor commit to a fiduciary standard

Promote social insurance programs to help people when things go wrong

Bucky Woody's version is somewhat tighter, and perhaps more approachable to people of all income levels; The Washington Post's Ezra Klein explains.

UPDATE: Gabe Rivera simplifies further:

This yellow legal pad sheet has all the financial advice you'll ever need. pic.twitter.com/7ncm2m89Hz

— Gabe Rivera (@gaberivera) September 17, 2013

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